Last Updated: December 2024

TN.tax ("we," "our," "us," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and safeguard your information when you visit our website located at tn.tax (the "Website") and use our property tax appeal services (the "Services").

By using our Website or Services, you consent to the data practices described in this Privacy Policy. If you do not agree with the practices described in this Privacy Policy, please do not use our Website or Services.

1. Information We Collect

1.1 Personal Information You Provide

We collect personal information that you voluntarily provide to us when you:

  • Request a free property tax evaluation or analysis
  • Register for or purchase our Services
  • Contact us via email, phone, or through our website
  • Subscribe to our newsletter or marketing communications
  • Participate in our referral program
  • Provide feedback or testimonials
  • Complete forms or surveys on our Website

This information may include:

  • Identity Information: Name, title, and professional affiliations
  • Contact Information: Email address, phone number, mailing address, and billing address
  • Property Information: Property address, property details (square footage, lot size, property type, condition, improvements, etc.), property ownership information, and property photographs
  • Financial Information: Payment card information (processed securely through third-party payment processors; we do not store full payment card numbers), billing history, and transaction records
  • Service Information: Information related to your property tax appeal, including assessment details, comparable property data, appeal documentation, and communications with county assessors
  • Referral Information: Referral links, referral activity, and referral payment information
  • Communications: Records of correspondence, including emails, phone calls, and messages sent through our Website
  • Other Information: Any other information you choose to provide to us

1.2 Automatically Collected Information

When you visit our Website, we may automatically collect certain information about your device and browsing behavior, including:

  • Device Information: IP address, browser type and version, operating system, device type, device identifiers, and screen resolution
  • Usage Information: Pages you visit, time spent on pages, clickstream data, referring website addresses, search terms used, date and time of your visit, and frequency of visits
  • Location Information: General geographic location derived from your IP address (we do not collect precise GPS location data without your explicit consent)
  • Technical Information: Internet service provider, connection type, and other technical connection information

We collect this information using cookies, web beacons, pixel tags, and similar tracking technologies, as further described in Section 6 below.

1.3 Information from Third Parties

We may receive information about you from third parties, including:

  • Payment Processors: Transaction information, payment status, and fraud prevention data from Stripe and other payment processors
  • Public Records: Property records, assessment data, and comparable sales information from county assessors, public databases, and real estate data providers
  • Service Providers: Information from analytics providers, customer support platforms, and other service providers
  • Social Media Platforms: If you interact with us through social media, we may receive information from those platforms in accordance with their privacy policies

2. How We Use Your Information

We use the information we collect for the following purposes:

  • Service Delivery: To provide, maintain, and improve our Services, including processing property tax appeals, preparing documentation, filing appeals with county assessors, and communicating with governmental authorities on your behalf
  • Communication: To communicate with you about your account, services, transactions, and to respond to your inquiries, requests, and customer support needs
  • Payment Processing: To process payments, manage billing, prevent fraud, and comply with financial regulations
  • Marketing: To send you marketing communications about our Services, special offers, and updates (only with your consent, and you may opt-out at any time)
  • Analytics and Improvement: To analyze website usage, trends, and user behavior to improve our Website, Services, and user experience
  • Legal Compliance: To comply with applicable laws, regulations, legal processes, and governmental requests
  • Risk Management: To detect, prevent, and address fraud, abuse, security threats, technical issues, and other harmful activities
  • Business Operations: To manage our business operations, including record-keeping, accounting, and internal reporting
  • Referral Program: To administer our referral program, track referrals, and process referral payments
  • Enforcement: To enforce our Terms of Service, Privacy Policy, and other agreements

Legal Basis for Processing: We process your personal information based on: (1) your consent, (2) the performance of a contract with you, (3) compliance with legal obligations, (4) protection of vital interests, (5) performance of a task carried out in the public interest, or (6) our legitimate business interests, including improving our Services, preventing fraud, and marketing our Services.

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following circumstances:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, including:

  • Payment Processors: Stripe and other payment processors to process payments and manage transactions
  • Cloud Storage Providers: Cloudflare and other cloud service providers for website hosting, data storage, and content delivery
  • Data Analytics Providers: Google Analytics and other analytics providers to analyze website usage and improve our Services
  • Email Service Providers: Providers for email delivery, marketing communications, and transactional emails
  • Data Management Platforms: Google Sheets and other platforms for customer relationship management and data organization
  • Mapping Services: Google Maps API for address autocomplete and location services
  • Customer Support Platforms: Providers for customer support and communication management

These service providers are contractually obligated to use your information only as necessary to provide services to us and in accordance with this Privacy Policy. They are prohibited from using your information for their own marketing purposes.

3.2 Governmental Authorities

We may share your information with county assessors, boards of equalization, and other governmental authorities in connection with property tax appeals and related proceedings. This sharing is necessary to provide our Services and is done with your authorization as part of our service agreement.

3.3 Legal Requirements

We may disclose your information if required by law, regulation, legal process, or governmental request, including:

  • In response to subpoenas, court orders, or other legal processes
  • To comply with tax, regulatory, or other legal obligations
  • To protect our rights, property, or safety, or that of our users or others
  • To investigate potential violations of our Terms of Service or applicable laws
  • To prevent or address fraud, security threats, or technical issues

3.4 Business Transfers

In the event of a merger, acquisition, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our Website of any change in ownership or uses of your information, as well as any choices you may have regarding your information.

3.5 With Your Consent

We may share your information with your explicit consent or at your direction, including when you authorize us to share information with specific third parties or when you choose to participate in features that involve sharing information.

3.6 Aggregated and De-Identified Information

We may share aggregated, anonymized, or de-identified information that cannot reasonably be used to identify you for research, analytics, marketing, or other business purposes.

4. Data Security

We implement appropriate technical, administrative, and organizational security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of data in transit using SSL/TLS protocols
  • Secure storage of sensitive information
  • Access controls and authentication procedures
  • Regular security assessments and updates
  • Employee training on data security and privacy
  • Incident response procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

In the event of a data breach that may affect your personal information, we will notify you and relevant authorities as required by applicable law, typically within 72 hours of becoming aware of the breach, where feasible.

5. Data Retention

We retain your personal information for as long as necessary to:

  • Provide our Services to you
  • Comply with legal obligations (including tax, accounting, and record-keeping requirements)
  • Resolve disputes and enforce our agreements
  • Maintain business records for legitimate business purposes

Specific retention periods:

  • Service Records: We retain information related to your property tax appeals for at least 7 years after the conclusion of services, or as required by law
  • Financial Records: We retain payment and billing information for at least 7 years to comply with tax and accounting requirements
  • Marketing Communications: We retain marketing consent and preferences until you opt-out or withdraw consent
  • Website Analytics: We retain analytics data in accordance with our analytics provider's retention policies (typically 26 months for Google Analytics)

When we no longer need your personal information, we will securely delete or anonymize it, except where we are required to retain it by law or for legitimate business purposes.

6. Cookies and Tracking Technologies

We use cookies, web beacons, pixel tags, and similar tracking technologies (collectively, "Cookies") to collect and store information about your use of our Website.

6.1 Types of Cookies We Use

  • Essential Cookies: Required for the Website to function properly, including authentication and security features
  • Analytics Cookies: Used to analyze website usage, including Google Analytics cookies that track page views, session duration, and user interactions
  • Functional Cookies: Remember your preferences and settings to enhance your experience
  • Marketing Cookies: Used to deliver relevant advertisements and track marketing campaign effectiveness (only with your consent)

6.2 Third-Party Cookies

Third parties, including Google Analytics and Google Maps, may set cookies on your device when you visit our Website. These third parties have their own privacy policies governing the use of cookies and tracking technologies.

  • Google Analytics: We use Google Analytics to analyze website traffic and user behavior. Google's privacy policy is available at https://policies.google.com/privacy. You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
  • Google Maps: We use Google Maps API for address autocomplete. Google's privacy policy is available at https://policies.google.com/privacy.

6.3 Cookie Management

You can control and manage cookies through your browser settings. Most browsers allow you to:

  • View and delete cookies
  • Block all cookies or cookies from specific websites
  • Set your browser to notify you when cookies are being set

Please note: If you disable or refuse cookies, some portions of our Website may not function properly, and you may not be able to access certain features or services.

7. Your Rights and Choices

Depending on your location and applicable law, you may have the following rights regarding your personal information:

7.1 Access and Portability

You have the right to request access to the personal information we hold about you and to receive a copy of that information in a structured, commonly used, and machine-readable format.

7.2 Correction

You have the right to request correction of inaccurate or incomplete personal information. We will update your information promptly upon verification of your identity and the accuracy of the correction.

7.3 Deletion

You have the right to request deletion of your personal information, subject to our legal and contractual obligations to retain certain information. We will delete your information unless we have a legitimate reason to retain it.

7.4 Objection and Restriction

You have the right to object to our processing of your personal information for certain purposes, including direct marketing, and to request restriction of processing in certain circumstances.

7.5 Withdrawal of Consent

Where we process your information based on consent, you have the right to withdraw your consent at any time. Withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.

7.6 Opt-Out of Marketing Communications

You can opt-out of receiving marketing communications from us by:

  • Clicking the "unsubscribe" link in any marketing email
  • Contacting us at [email protected] with "Unsubscribe" in the subject line
  • Updating your preferences in your account settings (if available)

Please note that even if you opt-out of marketing communications, we may still send you service-related communications, such as transaction confirmations, account updates, and important notices about our Services.

7.7 Do Not Sell My Personal Information

We do not sell your personal information. If you are a resident of California or another jurisdiction that provides a "Do Not Sell" right, you can rest assured that we do not sell your personal information to third parties.

7.8 Exercising Your Rights

To exercise any of these rights, please contact us at [email protected] with "Privacy Request" in the subject line. We will respond to your request within 30 days (or as required by applicable law). We may need to verify your identity before processing your request, which may require you to provide additional information.

If you are not satisfied with our response, you may have the right to lodge a complaint with your local data protection authority or supervisory authority.

8. Third-Party Links and Services

Our Website may contain links to third-party websites, services, or applications that are not operated or controlled by us. This Privacy Policy does not apply to third-party websites or services. We are not responsible for the privacy practices, content, or security of third-party websites or services.

We encourage you to review the privacy policies of any third-party websites or services you visit or use. Some third-party services we use include:

9. Children's Privacy

Our Services are not directed to individuals under the age of 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately at [email protected]. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

10. International Data Transfers

Your information may be transferred to, stored, and processed in countries other than your country of residence, including the United States, where our servers and service providers are located. These countries may have data protection laws that differ from those in your country.

By using our Website or Services, you consent to the transfer of your information to countries outside your country of residence. We take appropriate safeguards to protect your information in accordance with this Privacy Policy, including:

  • Contractual clauses with service providers that require appropriate data protection measures
  • Compliance with applicable data protection laws and regulations
  • Implementation of security measures as described in Section 4

11. Automated Decision-Making

We do not use automated decision-making, including profiling, that produces legal effects concerning you or similarly significantly affects you, except as necessary to provide our Services (such as fraud prevention and payment processing). If we implement automated decision-making in the future, we will update this Privacy Policy and provide you with appropriate information and rights.

12. State-Specific Privacy Rights

12.1 California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA"), including:

  • The right to know what personal information we collect, use, disclose, and sell
  • The right to delete personal information (subject to certain exceptions)
  • The right to opt-out of the sale of personal information (we do not sell personal information)
  • The right to non-discrimination for exercising your privacy rights
  • The right to correct inaccurate personal information
  • The right to limit the use and disclosure of sensitive personal information

To exercise your California privacy rights, please contact us at [email protected] with "California Privacy Request" in the subject line.

12.2 Other State Laws

If you are a resident of Virginia, Colorado, Connecticut, Utah, or other states with comprehensive privacy laws, you may have additional rights similar to those described above. We will honor all applicable state privacy laws.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by:

  • Posting the updated Privacy Policy on this page with a new "Last Updated" date
  • Sending you an email notification (if we have your email address)
  • Displaying a prominent notice on our Website

Material changes will be effective 30 days after posting, unless a different effective date is specified or required by law. Your continued use of our Website or Services after the effective date of any changes constitutes acceptance of the updated Privacy Policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

TN.tax
Email: [email protected]
Subject Line: "Privacy Request" or "Privacy Policy Inquiry"

For privacy-related requests, please include "Privacy Request" in the subject line and provide sufficient information to verify your identity and process your request.

Data Protection Contact: For questions specifically about data protection, you may also contact us at the email address above with "Data Protection" in the subject line.