Nashville offers several programs to help homeowners lower their property tax burden. If you're a senior, disabled, or a veteran, you may qualify for programs that freeze your taxes or reimburse what you pay. This guide covers every relief program available in Davidson County for 2026.
2026 Application Deadlines
- Property Tax Relief: April 4, 2026
- Property Tax Freeze: April 5, 2026
- Already enrolled? You must submit your annual voucher by these dates to stay in the program.
In This Guide
Overview of Relief Programs
Nashville and Davidson County offer three main property tax assistance programs:
- Property Tax Freeze — Locks your tax amount so it never increases (for seniors 65+)
- Property Tax Relief — State reimburses part or all of taxes you pay (for elderly, disabled, veterans)
- Housing Resiliency Fund — Grant to cover tax increases (for low-to-moderate income homeowners)
These programs are separate from appealing your assessment. If you don't qualify for relief programs, or want to lower your taxes even further, you can also appeal your property assessment.
You May Qualify for Multiple Programs
If you meet the eligibility requirements, you can enroll in both the Tax Freeze and Tax Relief programs. The Tax Freeze locks in your amount, and Tax Relief reimburses what you pay.
Property Tax Freeze
The Property Tax Freeze is one of the most valuable programs for Nashville seniors. Once enrolled, your property taxes are "frozen" at the current amount. Even if property values increase dramatically or tax rates go up, your tax bill stays the same forever (as long as you continue to qualify).
Eligibility Requirements
- Age: You must be 65 or older by December 31, 2025
- Ownership: You must own and occupy the home as your primary residence
- Income: Combined 2024 income of you, your spouse, and all other owners must not exceed $61,920
- Property: Your home and up to 5 acres of land can be frozen
Income Limit Increased for 2026
Great news! The income limit was raised to $61,920 (up from $47,750 last year). If you didn't qualify before, you may qualify now.
How to Apply
Metro Nashville Trustee's Office
700 President Ronald Reagan Way, Nashville, TN 37210
Phone: (615) 862-6330
Applications must be received by April 5, 2026
Property Tax Relief
The Property Tax Relief program is a state-funded program that reimburses qualifying homeowners for part or all of the property taxes they pay. Unlike the Tax Freeze, this program gives you actual money back after you pay your taxes.
Who Qualifies?
Elderly Homeowners (Age 65+)
- Must be 65 or older by December 31, 2025
- Own and occupy the home as primary residence
- Combined 2024 income must not exceed $37,530
Disabled Homeowners
- Disability must be determined by Social Security Administration, Railroad Retirement Board, or Tennessee Claims Commission
- Disability must have been established by December 31, 2025
- Own and occupy the home as primary residence
- Combined 2024 income must not exceed $37,530
Disabled Veterans & Surviving Spouses
- Veteran with permanent and total service-connected disability
- Surviving spouse of a qualifying disabled veteran (must not have remarried)
- Own and occupy the home as primary residence
- Combined 2024 income must not exceed $37,530
- Veterans with 100% permanent disability may qualify for full reimbursement
Important: This Is Reimbursement, Not Exemption
Tax Relief is not an exemption. You still receive your tax bill and must pay it. After you pay, the State of Tennessee reimburses you for the qualifying amount.
How to Apply
Metro Nashville Trustee's Office
700 President Ronald Reagan Way, Nashville, TN 37210
Phone: (615) 862-6330
Applications must be received by April 4, 2026
Housing Resiliency Fund
The Housing Resiliency Fund is a grant program (no repayment required) that helps Nashville homeowners cover property tax increases caused by the recent reappraisal. This program is administered by The Housing Fund and supported by Amazon's Housing Equity initiative.
Program Details
- Who qualifies: Low-to-moderate income Nashville homeowners
- What it covers: Increases to your property tax bill since the last reappraisal
- Repayment: None required — this is a grant
- Duration: Currently provides one year of relief
To apply: Contact The Housing Fund or call (615) 780-7000.
Program Comparison Table
Here's a side-by-side comparison of Nashville's property tax relief programs:
| Feature | Tax Freeze | Tax Relief | Housing Fund |
|---|---|---|---|
| Age Requirement | 65+ | 65+ (or disabled/veteran) | None |
| Income Limit | $61,920 | $37,530 | Low-to-moderate |
| Benefit Type | Freezes tax amount | Cash reimbursement | Grant |
| Deadline | April 5, 2026 | April 4, 2026 | Varies |
| Seniors 65+ | ✓ | ✓ | ✓ |
| Disabled Homeowners | — | ✓ | ✓ |
| Veterans | — | ✓ | ✓ |
| Can Combine with Others | ✓ | ✓ | Contact for details |
How to Apply
For Tax Freeze and Tax Relief
Both programs are administered by the Metro Nashville Trustee's Office:
Metro Nashville Trustee's Office
Nashville, TN 37210
Freeze: April 5, 2026
What to Bring
- Proof of age (driver's license, birth certificate, or passport)
- 2024 income documentation (tax returns, Social Security statements, pension statements)
- Proof of ownership (deed or property tax statement)
- For disabled: Documentation of disability determination
- For veterans: DD-214 and VA disability rating letter
For Housing Resiliency Fund
Contact The Housing Fund directly:
- Website: thehousingfund.org/property-tax-relief
- Phone: (615) 780-7000
Don't Qualify for Relief Programs?
If you don't meet the eligibility requirements for these programs, you can still lower your property taxes by appealing your assessment. There are no age or income restrictions for appeals.
Need Help Lowering Your Property Taxes?
If you don't qualify for relief programs, or want to lower your taxes even further, TN.tax can help you appeal your assessment. We handle everything, and you pay nothing unless we save you money.
Get Free EvaluationFrequently Asked Questions
What is the Nashville Property Tax Freeze?
The Property Tax Freeze is a program that locks in your property tax amount at the current level. Once enrolled, your taxes won't increase even if property values rise or tax rates go up. To qualify, you must be 65 or older, own and live in your home, and have a combined household income of $61,920 or less.
What is the income limit for Nashville Property Tax Freeze?
For the 2026 tax year, the income limit for the Property Tax Freeze in Davidson County is $61,920 (based on your 2024 income). This includes the combined income of all owners and spouses living in the home. The limit was increased from $47,750 last year.
What is the deadline to apply for Property Tax Relief in Nashville?
The deadline to apply for Property Tax Relief in Nashville is April 4, 2026. For the Tax Freeze program, the deadline is April 5, 2026. If you're already enrolled, you must submit your annual voucher by these dates to stay in the program.
Can I get both Tax Freeze and Tax Relief in Nashville?
Yes! If you qualify for both programs, you can enroll in both. The Tax Freeze locks in your tax amount so it never increases, and Tax Relief reimburses you for part or all of the taxes you actually pay. Many Nashville homeowners benefit from both programs.
Do disabled veterans pay property taxes in Nashville?
Disabled veterans may qualify for Property Tax Relief, which reimburses part or all of the property taxes paid. The amount depends on your disability rating and income. Veterans with a 100% permanent and total disability rating may receive full reimbursement of their property taxes. Contact the Metro Nashville Trustee's Office at (615) 862-6330 for specific eligibility details.
I'm already enrolled. Do I need to reapply?
Yes. If you're already enrolled in the Tax Freeze or Tax Relief program, you must submit your annual voucher by the deadline (April 4-5, 2026) to stay enrolled. You'll receive a voucher in the mail that you need to complete and return with your current income information.