Your building is assessed at 40%, not 25%
Tennessee taxes commercial and industrial property on 40% of appraised value and homes on 25%. The same percentage reduction is worth 60% more on your parcel — and almost every property tax page you will read today quotes you the homeowner's number.
Start with the address. We pull the county's appraised value, land use, tax district and recorded sale before we ask you for anything.
What the ratio is worth
A $2,000,000 parcel in the Urban Services District, with a 10% reduction in appraised value.
- Appraised valueThe county's own figure, before anything moves.
- $2,000,000
- Assessed at 40%A house of the same value would be assessed at $500,000.
- $800,000
- Annual tax nowAt Davidson's Urban Services District rate.
- $22,512/yr
- Annual tax after a 10% reductionThe reduction holds until the county reappraises.
- $20,261/yr
- You save, every yearThe identical reduction on a home would save $1,407.
- $2,251
Rates are Davidson's 2026 certified rates, reconciled against Trustee bills. A reappraisal resets them, and this page is computed from the same constants the rest of the system uses.
Valued on its income, with the tax handled correctly
A house is argued from comparable sales. An income-producing building is argued by capitalizing its net operating income — and that calculation has a trap in it that the assessor's own staff check first.
Value depends on the tax, and the tax depends on the value. The standard fix in an assessment appeal is to leave property tax out of operating expenses and add the effective tax rate to the capitalization rate instead. On Davidson commercial property in the Urban Services District that turns a 7.00% base rate into 8.13%.
Capitalizing at 7.00% when 8.13% is correct overstates the building's value by
16%
— an error in the assessor's favour, which is the wrong direction for an appeal. Submissions that get this wrong lose credibility on the first page.
Where a commercial appeal works, and where it does not
Measured on 485 Davidson commercial and industrial informal reviews filed for 2026, joined to the parcel roll and the assessor's post-review value. The reduction column averages wins and losses together, because that is what your expected outcome actually depends on.
| Appraised value | Filings | Came back lower | Average change |
|---|---|---|---|
| under $1M | 134 | 38.8% | −8.45% |
| $1M–$5M | 205 | 33.2% | −6.44% |
| $5M–$20M | 94 | 18.1% | −1.05% |
| $20M and above | 52 | 7.7% | +1.56% higher |
We turn away parcels over $20M, and we will tell you why
That bottom row is not a rounding artefact. Appeals on Davidson commercial parcels above $20M came back, on average, with a higher value than they went in with: the assessor re-examines a large parcel properly and more often than not finds more value, not less. We decline those rather than take 30% of a number that is likely to be negative.
Hotels, land and special-purpose property — hotel or motel, special purpose, land — we also turn down. A hotel is a going concern rather than a building, and valuing one means separating business value from real property. We do not do that, and an intake form that pretended otherwise would collect a lead we could not serve.
What we need from you, and when
“Your address is all we need” is true of a house and false of a commercial building. Here is the honest split.
Just the address
Now
We pull the appraised value, the land use, the tax district and any recorded sale from the county ourselves. That alone tells us whether the assessment is out of line and whether the case is worth building.
The building
Next
Property type — office, medical office, retail, strip center and the rest — then net rentable area and occupancy. Two numbers and a dropdown.
The income
If you have it
A rent roll or a P&L. Optional: a case can be built on the sales ratio alone. Financials sharpen the number, they do not gate it — and we will tell you which of the two arguments is stronger for your parcel.
Commercial property pays 30% of the first year's saving. A home pays 40%. Nothing is due up front, and nothing at all if your assessment holds. Talk to us about a portfolio if you hold more than a handful of parcels.
What you get, and what you don't
One service, described in full. Nothing below is in an asterisk somewhere else.
Included, every time
- The whole informal review, start to finish
- Comparable sales pulled and analysed for your parcel
- Your county record card checked for errors
- The evidence packet built and filed with the assessor
- Every exchange with the assessor's office handled for you
- An email when your appeal actually moves, not just at the end
- An honest read on whether to file at all
Not included
A formal appeal to the county Board of Equalization
If the informal review does not land, we tell you whether the Board is worth it and hand you everything we built. Going there is a separate engagement — we never start one without asking you first.
Paying your tax bill, or anything owed to the county
We change what you are assessed at. The Trustee still bills you, and that bill is still yours to pay.
Legal, tax or investment advice
We prepare and argue property tax appeals. For advice on your taxes or your title, see a professional in that field — the disclaimer spells this out.
A guaranteed reduction
The assessor decides, not us. That is exactly why the fee is a share of what you actually save, and nothing at all when your assessment holds.
Start with the address
We will come back with the county's own figures for the parcel and an honest read on whether there is a case. Filing for 2027 opens in January 2027.
No account, no card. If your parcel is in a band where appeals go the wrong way, we will say so on the first call.