Davidson County property tax

Nashville and Davidson County share one government. A Nashville property tax bill is a Davidson County bill.

The county starts with your appraised value. That is what the Assessor says your property is worth. A home is taxed on 25% of it. That part is the assessed value. The tax rate is a charge on each $100 of assessed value.

Appraised value × 25% = assessed value
Assessed value ÷ 100 × tax rate = tax for the year

The county has two tax districts, the Urban Services District and the General Services District. Six smaller cities inside the county add their own rate or add none. Your tax bill names your district.

The Urban Services District rate is $2.814. At that rate a home pays $703.50 a year for each $100,000 of appraised value. $100,000 × 25% is $25,000 of assessed value. $25,000 ÷ 100 × $2.814 is $703.50.

These are the 2025 certified rates, the latest the state has published. The county's own rate did not change for 2026. A commercial property is taxed on 40% of its appraised value, at the same rates.

When the bill comes and when it is due

The Metropolitan Trustee mails tax bills in October. Pay in full by the last day of February to avoid interest. The Assessor sets your value. The Metropolitan Trustee sends the bill and takes the payment.

Office

Office of the Metropolitan Trustee

Metropolitan Trustee

Erica S. Gilmore

Address

Howard Office Building, 700 President Ronald Reagan Way, Suite 220
Nashville, TN 37210

Mail

P.O. Box 196358, Nashville, TN 37219-6358

Phone

(615) 862-6330

Hours

Monday to Friday, 8:00 a.m. to 4:30 p.m.

You can ask the Assessor to look at your value again. This is the informal review. It costs nothing, and there is no hearing to attend.

When to file

The Assessor takes requests from January to mid-April each year. In 2026 the last day was April 17 at 4:00 p.m., and the Assessor mailed its decisions on May 20. The Assessor has not published the 2027 dates.

You can get ready now. Sign your authorization and upload supporting documents, and we file when the window opens.

How the review works in Davidson County

You file the request online, from your property’s record on the Assessor’s website. You attach your documents to the request. An appraiser in the Assessor’s office reads them, and the office mails you its decision.

A review can lower your value, leave it the same or raise it. In 2026 the Assessor finished 2,167 informal reviews of homes. 51% ended with a lower value, and the median cut among those was 9.3%. 24 homes ended with a higher value. These figures are our count of the Assessor’s public records.

What to send

Send facts about the value. The Assessor sets the value and does not set the tax rate, so a complaint about the bill does not help.

• Recent sales of similar homes near yours, for less than your appraised value.
• Errors in your record, such as the wrong square footage or a basement marked as finished.
• Photos and repair estimates for problems that lower the value.
• Your closing statement, if you bought the home for less than its appraised value.

More evidence helps. A price estimate from a website is not a sale, and the Assessor does not count it. See how to find comparable sales and how to file an informal review in Nashville.

If the Assessor keeps your value

The next step is the Metropolitan Board of Equalization. You schedule a hearing by phone at (615) 862-6059. In 2026 the Board took calls from May 26 to June 26. You can go to the Board without an informal review first. After the Board, you can appeal to the State Board of Equalization. See what to bring to a Board hearing and the appeal dates for every Tennessee county.

TN.tax can file it for you

TN.tax files informal reviews with the Davidson County Assessor. We find the sales, write the report and file the request. Our fee is 40% of the first year’s tax saving on a home you live in, and 30% on a rental or commercial property. If your value does not come down, you pay nothing.

We do not file with the Board of Equalization. If a Board appeal makes sense for your property, we tell you, and you decide. Start your free review.

Davidson County set new values for every property in 2025. The next reappraisal is in 2028, on the state Comptroller’s schedule.

You can ask for a review in any year. You do not have to wait for the next reappraisal.

Your value stays the same between reappraisals unless the property changes or a review changes it. A sale does not reset it. If you bought your home for less than its appraised value, the county keeps the higher value until you ask for a review. See how a purchase price can lower your value.

A reappraisal does not raise the county’s total tax by itself. State law makes the county set a rate that brings in the same total as before. The Metro Council then votes on the rate for the year.