Montgomery County property tax

The county starts with your appraised value. That is what the Assessor says your property is worth. A home is taxed on 25% of it. That part is the assessed value. The tax rate is a charge on each $100 of assessed value.

Appraised value × 25% = assessed value
Assessed value ÷ 100 × tax rate = tax for the year

A property inside a city pays the county tax and the city tax. The table shows the two rates together. A property outside a city pays the county rate, $2.10.

The Clarksville rate is $3.11. At that rate a home pays $777.50 a year for each $100,000 of appraised value. $100,000 × 25% is $25,000 of assessed value. $25,000 ÷ 100 × $3.11 is $777.50.

These are the 2026 rates, as the Assessor published them. A commercial property is taxed on 40% of its appraised value, at the same rates.

Figure the tax on your own value, or see the rate in every Tennessee county.

When the bill comes and when it is due

The Trustee mails tax bills in the last week of October. Pay in full by the last day of February to avoid interest. The Assessor sets your value. The Trustee sends the bill and takes the payment.

The tax can be paid from the first Monday of October. Interest is 1.5% for each month from March 1. The Trustee’s office is also open on Saturday mornings in February. The 2026 county rate is $2.10 and the Clarksville city rate is $1.01.

Office

Montgomery County Trustee

Trustee

Kimberly B. Wiggins

Address

Veterans Plaza, 350 Pageant Lane, Suite 101-B
Clarksville, TN 37040

Phone

(931) 648-5717

Hours

Monday to Friday, 7:30 a.m. to 4:30 p.m.

You can ask the Assessor to look at your value again. This is the informal review. It costs nothing.

When to file

The Assessor has not published dates for 2027. Ask before the county Board meets on June 1. The Assessor makes Board appointments after May 15 and before June 1.

How the review works in Montgomery County

Start with a phone call or a visit to the Assessor’s office. The office says that many questions end there. The Assessor also has an online value appeal form. You can attach up to 5 files. You must be the legal owner, or attach a written authorization that the owner signed. A value appeal for 2026 could not use a sale after January 1, 2026.

A review can lower your value, leave it the same or raise it.

What to send

Send facts about the value. The Assessor sets the value and does not set the tax rate, so a complaint about the bill does not help.

• Recent sales of similar homes near yours, for less than your appraised value.
• Errors in your record, such as the wrong square footage or a basement marked as finished.
• Photos and repair estimates for problems that lower the value.
• Your closing statement, if you bought the home for less than its appraised value.

More evidence helps. A price estimate from a website is not a sale, and an assessor does not count it. See how to find comparable sales and the Tennessee appeal guide.

If the Assessor keeps your value

The next step is the Montgomery County Board of Equalization. The Board meets from June 1. Call the Assessor’s office at (931) 648-5709 after May 15 and before June 1 to make an appointment. An owner, a family member, an attorney or an authorized agent can appear. After the county Board, you can appeal to the State Board of Equalization. See the appeal dates for every Tennessee county.

TN.tax in Montgomery County

TN.tax does not file informal reviews in Montgomery County yet. We file in Davidson, Hamilton and Williamson counties. Enter your address at the top of this page, and our team will review your property. We email you within 1 business day and tell you if you have a good case. The review is free. Start your free review.

Montgomery County set new values for every property in 2024. The next reappraisal is in 2029, on the state Comptroller’s schedule.

The county is on a 5-year cycle. You can ask for a review in any year. You do not have to wait for the next reappraisal.

Your value generally stays the same between reappraisals unless the property changes or a review changes it.

A reappraisal does not raise the county’s total tax by itself. State law makes the county set a rate that brings in the same total as before. The county commission then votes on the rate for the year.